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FHA Insured Reverse Mortgages

  • Borrowers must be 62 years of age or older, however a younger non-borrowing spouse has additional protections offered by FHA once the borrower vacates the property
  • Own the property and have considerable equity or use a reverse mortgage to purchase your retirement home
  • Occupy the property as your principal residence
  • Not be delinquent on any federal debt
  • Have financial resources to continue to make timely payment of financial obligations such as property taxes, insurance and Homeowner Association fees, revolving debt etc. Plus demonstrate sufficient residual income to qualify for the mortgage.
  • Participate in a consumer information session given by a HUD- approved HECM counselor
  • Single family home or 2-4 unit home with one unit occupied by the borrower
  • HUD-approved condominium project
  • Manufactured home that meets FHA requirements
  • Income, assets, monthly living expenses, and credit history will be verified and used for qualification purposes
  • Timely payment of real estate taxes, hazard and flood insurance premiums will be verified

For more information contact our Reverse Mortgage Specialist:

[tboot_column_wrap][tboot_column size=”2″]Al Rodriguez[/tboot_column][tboot_column size=”8″]Reverse Mortgage, Division Manager NMLS#325514[/tboot_column][tboot_column size=”2″]407-476-9534[/tboot_column][/tboot_column_wrap]
[tboot_column_wrap][tboot_column size=”2″]Jim Kearns[/tboot_column][tboot_column size=”8″]Reverse Mortgage Specialist NMLS#335305, Serving Central and North Florida[/tboot_column][tboot_column size=”2″]407-719-2250[/tboot_column][/tboot_column_wrap]
[tboot_column_wrap][tboot_column size=”2″]Jay Meyer[/tboot_column][tboot_column size=”8″]Reverse Mortgage Specialist NMLS#1336513, Serving South Florida[/tboot_column][tboot_column size=”2″]954-978-5350 Ext. 146[/tboot_column][/tboot_column_wrap]
[tboot_column_wrap][tboot_column size=”2″]Richard Wood[/tboot_column][tboot_column size=”8″]Reverse Mortgage Specialist NMLS#417387, Serving Georgia
State Lic# GA 37520 Georgia Residential Mortgage Licensee[/tboot_column][tboot_column size=”2″]770-309-0724[/tboot_column][/tboot_column_wrap]